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Lombard loans – the optimal choice for additional liquidity

Do you need additional liquidity, but you don't want to sell your assets? With our tailored solutions, you can optimise your payment flows even at short notice.

Making targeted investments, proactively taking advantage of market opportunities, or other individual reasons may lead you to want additional liquidity at short notice. The optimal solution is a Lombard loan from LLB Österreich, which you can obtain from us against a pledge of assets such as shares, bonds, or bank deposits. 

With this option, you don't need to sell your existing assets or carry out tedious portfolio reallocations. This also allows you to retain the earnings potential of existing investments. With a Lombard loan, we provide you with a flexible and unbureaucratic financing option. Since this loan is secured by pledged assets, you can usually also benefit from lower interest rates than with other forms of credit. This offers attractive opportunities, especially in a persistently low interest rate environment. For example, you can enhance current investment opportunities with additional capital, diversify existing investments, or optimise your entire portfolio. 

Alongside the advantages of increased liquidity, however, it is also important to note that there are special aspects and risks involved. You can find out in detail what Lombard loans entail for you in a conversation with your client advisor, who will provide you with comprehensive information. 

Real estate financing – a secure foundation for your assets

As part of our holistic service, we also offer you real estate financing as needed. This allows you to further diversify your asset structure or to benefit from your long-term investments through the targeted acquisition of investment apartments or apartment buildings. Individual financing models are of course also available for your own property. These include variable and fixed-rate mortgages.


Please note: This information is a marketing notification that has been prepared by LLB (Österreich) AG and all of its subsidiaries (LLB Invest KAG, LLB Immo KAG and LLB Realitäten KAG) exclusively for general information purposes. Publication, reproduction or disclosure of this information without approval from LLB (Österreich) AG and its subsidiaries is prohibited. It was not prepared in compliance with the legal provisions on promoting the independence of financial analyses and is not subject to the trading ban following the distribution of financial analyses. This document constitutes no financial analyses, no investment recommendation and no investment advice. It contains neither an offer to conclude a contract on an investment service or ancillary service nor a request to make an offer to conclude a contract on an investment service or ancillary service or to carry out other transactions. To the extent that this notification refers to products for which a prospectus must be published as prescribed by capital market law regulations, this information in no way replaces the prospectus, which is published by the relevant issuer. 

Every capital investment involves a risk. In some circumstances it may lead to a total loss of the capital employed. Performance in the past does not promise future returns. As not every transaction is suitable for every investor, investors should consult their own advisors for financial, legal, tax or other questions (including, but not limited to legal or tax counsel).